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Canara Bank

HAPPY HIGH SCHOOL,GURDASPUR BRANCH

+911874220121

IFSC CODE
CNRB0008632
MICR Code 143015205
Branch Code 008632
City / District GURDASPUR
State PUNJAB
Office Address CANARA BANK, HAPPY HIGH SCHOOL JAIL ROAD GURDASPUR PUNJAB 143521
Phone +911874220121
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Canara Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the HAPPY HIGH SCHOOL,GURDASPUR branch of Canara Bank, the code CNRB0008632 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the CNRB0008632 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"CNRB" represents Canara Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for HAPPY HIGH SCHOOL,GURDASPUR

Payment Systems Supported by CNRB0008632

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—143015205—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Canara Bank in GURDASPUR typically follows the RBI holiday calendar. Digital transfers via CNRB0008632 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While CNRB0008632 is the valid code for HAPPY HIGH SCHOOL,GURDASPUR at GURDASPUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • HAPPY HIGH SCHOOL,GURDASPUR Contact
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  • • MICR Code Finder
  • • PUNJAB Banking Circle

Platform Links

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  • • SEO Performance Hub
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  • • IFSC Finder v2.0

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