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Canara Bank

SEEPAT BRANCH

+919516009453

IFSC CODE
CNRB0006489
MICR Code 495015009
Branch Code 006489
City / District SIPAT
State CHHATTISGARH
Office Address CANARA BANK IN FRONT OF GOVT COLLEGE,NTPC,SEEPAT,BILASPUR DISTRICT SEEPAT CHATTISGARH 495555
Phone +919516009453
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Canara Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the SEEPAT branch of Canara Bank, the code CNRB0006489 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the CNRB0006489 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"CNRB" represents Canara Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for SEEPAT

Payment Systems Supported by CNRB0006489

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—495015009—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Canara Bank in SIPAT typically follows the RBI holiday calendar. Digital transfers via CNRB0006489 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While CNRB0006489 is the valid code for SEEPAT at SIPAT, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • SEEPAT Contact
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  • • CHHATTISGARH Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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