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Canara Bank

KANJIKUZHI BRANCH

+919999999999

IFSC CODE
CNRB0006418
MICR Code 685015154
Branch Code 006418
City / District IDIKKI
State KERALA
Office Address CANARA BANK XII/401F,OPP BUSSTAND NEAR GRAMA PANCHAYATH OFFICE KANJUKUZHI,IDUKKI DISTRICT KERALA 685606
Phone +919999999999
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Canara Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the KANJIKUZHI branch of Canara Bank, the code CNRB0006418 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the CNRB0006418 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"CNRB" represents Canara Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for KANJIKUZHI

Payment Systems Supported by CNRB0006418

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—685015154—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Canara Bank in IDIKKI typically follows the RBI holiday calendar. Digital transfers via CNRB0006418 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While CNRB0006418 is the valid code for KANJIKUZHI at IDIKKI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • Canara Bank Branch List
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Financial Tools

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Branch Context

  • • KANJIKUZHI Contact
  • • Address of Canara Bank
  • • MICR Code Finder
  • • KERALA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
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  • • IFSC Finder v2.0

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