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Canara Bank

PAYANTHONG BRANCH

+918662428866

IFSC CODE
CNRB0006215
MICR Code 673015823
Branch Code 006215
City / District KALLACHI
State KERALA
Office Address CANARA BANK BLDG NO 336 PAYANTHONG KALLACHI NADAPURAM CALICUT DIST PAYANTHONG KERALA 673506
Phone +918662428866
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Canara Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the PAYANTHONG branch of Canara Bank, the code CNRB0006215 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the CNRB0006215 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"CNRB" represents Canara Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for PAYANTHONG

Payment Systems Supported by CNRB0006215

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—673015823—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Canara Bank in KALLACHI typically follows the RBI holiday calendar. Digital transfers via CNRB0006215 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While CNRB0006215 is the valid code for PAYANTHONG at KALLACHI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • PAYANTHONG Contact
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Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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