Canara Bank
KHAR PASCHIMSAI BRANCH
+919732995185
Understanding IFSC Code: The Digital DNA of Canara Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the KHAR PASCHIMSAI
branch of Canara Bank, the code CNRB0005822 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the CNRB0005822 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"CNRB" represents Canara Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for KHAR PASCHIMSAI
Payment Systems Supported by CNRB0005822
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—721015952—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Canara Bank in MEDINIPUR typically follows the RBI holiday calendar. Digital transfers via CNRB0005822 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While CNRB0005822 is the valid code for KHAR PASCHIMSAI at MEDINIPUR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Canara Bank Branch List
- • MEDINIPUR IFSC Codes
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- • Bank Holiday in WEST BENGAL
Financial Tools
- • GST Calculator Online
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Branch Context
- • KHAR PASCHIMSAI Contact
- • Address of Canara Bank
- • MICR Code Finder
- • WEST BENGAL Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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