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Canara Bank

SAPTIBARI I BRANCH

+918334991009

IFSC CODE
CNRB0005721
MICR Code 735015505
Branch Code 005721
City / District MAINAGURI
State WEST BENGAL
Office Address GP OFFICE VILL UTTAR SAPTIBARI VIA MAYANAGURI DIST JALPAIGURI 735224
Phone +918334991009
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Canara Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the SAPTIBARI I branch of Canara Bank, the code CNRB0005721 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the CNRB0005721 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"CNRB" represents Canara Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for SAPTIBARI I

Payment Systems Supported by CNRB0005721

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—735015505—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Canara Bank in MAINAGURI typically follows the RBI holiday calendar. Digital transfers via CNRB0005721 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While CNRB0005721 is the valid code for SAPTIBARI I at MAINAGURI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • SAPTIBARI I Contact
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  • • WEST BENGAL Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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