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Canara Bank

SAFDARGANJ BRANCH

+911234567890

IFSC CODE
CNRB0004164
MICR Code 226015503
Branch Code 004164
City / District SAFDARGANJ
State UTTAR PRADESH
Office Address CANARA BANK VILLEGE AND POST SAFDARGANJ, DISTT BARABANKI, UTTAR PRADESH PIN 225412
Phone +911234567890
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Understanding IFSC Code: The Digital DNA of Canara Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the SAFDARGANJ branch of Canara Bank, the code CNRB0004164 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the CNRB0004164 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"CNRB" represents Canara Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for SAFDARGANJ

Payment Systems Supported by CNRB0004164

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—226015503—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Canara Bank in SAFDARGANJ typically follows the RBI holiday calendar. Digital transfers via CNRB0004164 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While CNRB0004164 is the valid code for SAFDARGANJ at SAFDARGANJ, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • SAFDARGANJ Contact
  • • Address of Canara Bank
  • • MICR Code Finder
  • • UTTAR PRADESH Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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