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Canara Bank

AMTALA BRANCH

+911234567890

IFSC CODE
CNRB0004079
MICR Code 700015074
Branch Code 004079
City / District AMTALA
State WEST BENGAL
Office Address VILL UDAYRAMPUR, PO-KANNYANAGAR, AMTALA DIST SOUTH 24 PARGANAS PIN CODE 743398
Phone +911234567890
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Canara Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the AMTALA branch of Canara Bank, the code CNRB0004079 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the CNRB0004079 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"CNRB" represents Canara Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for AMTALA

Payment Systems Supported by CNRB0004079

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—700015074—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Canara Bank in AMTALA typically follows the RBI holiday calendar. Digital transfers via CNRB0004079 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While CNRB0004079 is the valid code for AMTALA at AMTALA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • AMTALA Contact
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Platform Links

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  • • SEO Performance Hub
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  • • IFSC Finder v2.0

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