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Canara Bank

GOVIND NAGAR,KANPUR BRANCH

+911234567890

IFSC CODE
CNRB0003827
MICR Code 208015012
Branch Code 003827
City / District KANPUR
State UTTAR PRADESH
Office Address CANARA BANK,125/75, L BLOCK GOVIND NAGAR KANPUR UTTAR PRADESH
Phone +911234567890
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Canara Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the GOVIND NAGAR,KANPUR branch of Canara Bank, the code CNRB0003827 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the CNRB0003827 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"CNRB" represents Canara Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for GOVIND NAGAR,KANPUR

Payment Systems Supported by CNRB0003827

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—208015012—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Canara Bank in KANPUR typically follows the RBI holiday calendar. Digital transfers via CNRB0003827 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While CNRB0003827 is the valid code for GOVIND NAGAR,KANPUR at KANPUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • GOVIND NAGAR,KANPUR Contact
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  • • UTTAR PRADESH Banking Circle

Platform Links

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  • • SEO Performance Hub
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  • • IFSC Finder v2.0

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