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Canara Bank

ASOI LACCHIRAM BRANCH

IFSC CODE
CNRB0003683
MICR Code 844015508
Branch Code 003683
City / District BHAGWANPUR
State BIHAR
Office Address CANARA BANK, ASOI LACCHIRAM - 844 131 , PS-BHAGWANPUR , DIST VAISHALI(BIHAR)
Phone Not Available
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Understanding IFSC Code: The Digital DNA of Canara Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the ASOI LACCHIRAM branch of Canara Bank, the code CNRB0003683 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the CNRB0003683 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"CNRB" represents Canara Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for ASOI LACCHIRAM

Payment Systems Supported by CNRB0003683

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—844015508—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Canara Bank in BHAGWANPUR typically follows the RBI holiday calendar. Digital transfers via CNRB0003683 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While CNRB0003683 is the valid code for ASOI LACCHIRAM at BHAGWANPUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • ASOI LACCHIRAM Contact
  • • Address of Canara Bank
  • • MICR Code Finder
  • • BIHAR Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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