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Canara Bank

UDHAMPUR,DIST HQ BRANCH

+911992274306

IFSC CODE
CNRB0003144
MICR Code 182015001
Branch Code 003144
City / District UDHAMPUR
State JAMMU AND KASHMIR
Office Address CANARA BANK, DHAR ROAD, OPP SBI,UDHAMPUR-182101, DIST JAMMU KASHMIR
Phone +911992274306
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Canara Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the UDHAMPUR,DIST HQ branch of Canara Bank, the code CNRB0003144 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the CNRB0003144 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"CNRB" represents Canara Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for UDHAMPUR,DIST HQ

Payment Systems Supported by CNRB0003144

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—182015001—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Canara Bank in UDHAMPUR typically follows the RBI holiday calendar. Digital transfers via CNRB0003144 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While CNRB0003144 is the valid code for UDHAMPUR,DIST HQ at UDHAMPUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • Canara Bank Branch List
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Financial Tools

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Branch Context

  • • UDHAMPUR,DIST HQ Contact
  • • Address of Canara Bank
  • • MICR Code Finder
  • • JAMMU AND KASHMIR Banking Circle

Platform Links

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  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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