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Canara Bank

THAMARAIPALAYAM BRANCH

+914204266910

IFSC CODE
CNRB0001646
MICR Code 638015012
Branch Code 001646
City / District THAMARAIPALAYAM
State TAMIL NADU
Office Address 19 MAIN ROAD VIA KODUMUNDI, THAMARIAPALYAM, DIST ERODE T N - 638151
Phone +914204266910
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Understanding IFSC Code: The Digital DNA of Canara Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the THAMARAIPALAYAM branch of Canara Bank, the code CNRB0001646 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the CNRB0001646 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"CNRB" represents Canara Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for THAMARAIPALAYAM

Payment Systems Supported by CNRB0001646

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—638015012—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Canara Bank in THAMARAIPALAYAM typically follows the RBI holiday calendar. Digital transfers via CNRB0001646 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While CNRB0001646 is the valid code for THAMARAIPALAYAM at THAMARAIPALAYAM, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • THAMARAIPALAYAM Contact
  • • Address of Canara Bank
  • • MICR Code Finder
  • • TAMIL NADU Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
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  • • IFSC Finder v2.0

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