Canara Bank
RATNAGIRI TAMIL NADU BRANCH
+914172266328
Understanding IFSC Code: The Digital DNA of Canara Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the RATNAGIRI TAMIL NADU
branch of Canara Bank, the code CNRB0001257 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the CNRB0001257 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"CNRB" represents Canara Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for RATNAGIRI TAMIL NADU
Payment Systems Supported by CNRB0001257
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—632015009—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Canara Bank in VELLORE typically follows the RBI holiday calendar. Digital transfers via CNRB0001257 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While CNRB0001257 is the valid code for RATNAGIRI TAMIL NADU at VELLORE, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Canara Bank Branch List
- • VELLORE IFSC Codes
- • Swift Code for Canara Bank
- • Bank Holiday in TAMIL NADU
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • RATNAGIRI TAMIL NADU Contact
- • Address of Canara Bank
- • MICR Code Finder
- • TAMIL NADU Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: Canara Bank CNRB0001257 code, find RATNAGIRI TAMIL NADU branch details, Canara Bank VELLORE contact number, TAMIL NADU bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Canara Bank VELLORE, online neft rtgs imps guide india, how to find ifsc code of Canara Bank.