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Canara Bank

PAZHAMBALAKODE BRANCH

+914922232227

IFSC CODE
CNRB0000832
MICR Code 678015814
Branch Code 000832
City / District PAZHAMBALAKODE
State KERALA
Office Address MANI MANDIRAM MAIN ROAD, PAZHAMBALAKODE, PALAKKAD DIST, KERALA - 678544
Phone +914922232227
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Understanding IFSC Code: The Digital DNA of Canara Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the PAZHAMBALAKODE branch of Canara Bank, the code CNRB0000832 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the CNRB0000832 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"CNRB" represents Canara Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for PAZHAMBALAKODE

Payment Systems Supported by CNRB0000832

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—678015814—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Canara Bank in PAZHAMBALAKODE typically follows the RBI holiday calendar. Digital transfers via CNRB0000832 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While CNRB0000832 is the valid code for PAZHAMBALAKODE at PAZHAMBALAKODE, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • PAZHAMBALAKODE Contact
  • • Address of Canara Bank
  • • MICR Code Finder
  • • KERALA Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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