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Canara Bank

TRICHUR HIGH ROAD BRANCH

+914872422872

IFSC CODE
CNRB0000720
MICR Code 680015002
Branch Code 000720
City / District THICHUR
State KERALA
Office Address PB NO. 66, I FLOOR,RAM RAJ BUILDING, ROUND,ROUND SOUTH, TRICHUR 680001.
Phone +914872422872
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Canara Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the TRICHUR HIGH ROAD branch of Canara Bank, the code CNRB0000720 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the CNRB0000720 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"CNRB" represents Canara Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for TRICHUR HIGH ROAD

Payment Systems Supported by CNRB0000720

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—680015002—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Canara Bank in THICHUR typically follows the RBI holiday calendar. Digital transfers via CNRB0000720 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While CNRB0000720 is the valid code for TRICHUR HIGH ROAD at THICHUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • TRICHUR HIGH ROAD Contact
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  • • MICR Code Finder
  • • KERALA Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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