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Capital Small Finance Bank

APRA BRANCH

+911826250010

IFSC CODE
CLBL0000158
MICR Code 144545506
Branch Code 000158
City / District APRA
State PUNJAB
Office Address CIVIL HOSPITAL ROAD, APRA, TEHSIL PHILLAUR
Phone +911826250010
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Capital Small Finance Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the APRA branch of Capital Small Finance Bank, the code CLBL0000158 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the CLBL0000158 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"CLBL" represents Capital Small Finance Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for APRA

Payment Systems Supported by CLBL0000158

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—144545506—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Capital Small Finance Bank in APRA typically follows the RBI holiday calendar. Digital transfers via CLBL0000158 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While CLBL0000158 is the valid code for APRA at APRA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

  • • GST Calculator Online
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Branch Context

  • • APRA Contact
  • • Address of Capital Small Finance Bank
  • • MICR Code Finder
  • • PUNJAB Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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