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Capital Small Finance Bank

BEGAMPUR BRANCH

+911826234881

IFSC CODE
CLBL0000119
MICR Code 144545503
Branch Code 000119
City / District BEGAMPUR
State PUNJAB
Office Address VILLAGE BEGAMPUR POST OFFICE MUTHADA KHURD TEHSIL PHILLAUR DISTRICT JALANDHAR PIN - 144410
Phone +911826234881
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Capital Small Finance Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the BEGAMPUR branch of Capital Small Finance Bank, the code CLBL0000119 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the CLBL0000119 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"CLBL" represents Capital Small Finance Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for BEGAMPUR

Payment Systems Supported by CLBL0000119

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—144545503—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Capital Small Finance Bank in BEGAMPUR typically follows the RBI holiday calendar. Digital transfers via CLBL0000119 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While CLBL0000119 is the valid code for BEGAMPUR at BEGAMPUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • BEGAMPUR Contact
  • • Address of Capital Small Finance Bank
  • • MICR Code Finder
  • • PUNJAB Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
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  • • IFSC Finder v2.0

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