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Capital Small Finance Bank

FATEHPUR BRANCH

+911826247070

IFSC CODE
CLBL0000079
MICR Code 144545611
Branch Code 000079
City / District FATEHPUR
State PUNJAB
Office Address VPO FATEHPUR, TEHSIL PHILLAUR, DISTRICT JALANDHAR, PINCODE-144039
Phone +911826247070
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Capital Small Finance Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the FATEHPUR branch of Capital Small Finance Bank, the code CLBL0000079 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the CLBL0000079 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"CLBL" represents Capital Small Finance Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for FATEHPUR

Payment Systems Supported by CLBL0000079

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—144545611—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Capital Small Finance Bank in FATEHPUR typically follows the RBI holiday calendar. Digital transfers via CLBL0000079 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While CLBL0000079 is the valid code for FATEHPUR at FATEHPUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • FATEHPUR Contact
  • • Address of Capital Small Finance Bank
  • • MICR Code Finder
  • • PUNJAB Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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