Capital Small Finance Bank
TALWANDI SANGHERA BRANCH
+911821273054
Related Branches
Understanding IFSC Code: The Digital DNA of Capital Small Finance Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the TALWANDI SANGHERA
branch of Capital Small Finance Bank, the code CLBL0000059 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the CLBL0000059 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"CLBL" represents Capital Small Finance Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for TALWANDI SANGHERA
Payment Systems Supported by CLBL0000059
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—144545858—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Capital Small Finance Bank in TALWANDI SANGHERA typically follows the RBI holiday calendar. Digital transfers via CLBL0000059 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While CLBL0000059 is the valid code for TALWANDI SANGHERA at TALWANDI SANGHERA, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
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Financial Tools
- • GST Calculator Online
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Branch Context
- • TALWANDI SANGHERA Contact
- • Address of Capital Small Finance Bank
- • MICR Code Finder
- • PUNJAB Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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