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City Union Bank

WEST MARREDPALLY BRANCH

+916385165918

IFSC CODE
CIUB0000918
MICR Code
Branch Code 000918
City / District SECUNDERABAD
State TELANGANA
Office Address NO. 3-6-100/A,PV JAYA RAO S TERRA,WEST MARREDPALLY MAIN ROAD,SECUNDERABAD
Phone +916385165918
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of City Union Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the WEST MARREDPALLY branch of City Union Bank, the code CIUB0000918 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the CIUB0000918 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"CIUB" represents City Union Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for WEST MARREDPALLY

Payment Systems Supported by CIUB0000918

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The City Union Bank in SECUNDERABAD typically follows the RBI holiday calendar. Digital transfers via CIUB0000918 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While CIUB0000918 is the valid code for WEST MARREDPALLY at SECUNDERABAD, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • City Union Bank Branch List
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Financial Tools

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Branch Context

  • • WEST MARREDPALLY Contact
  • • Address of City Union Bank
  • • MICR Code Finder
  • • TELANGANA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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