Home / City Union Bank / BENGALURU ISRO LAYOUT
Ci

City Union Bank

BENGALURU ISRO LAYOUT BRANCH

+919025222686

IFSC CODE
CIUB0000640
MICR Code
Branch Code 000640
City / District BENGALURU
State KARNATAKA
Office Address NO.12,BIKASIPURA,DR.APJ ABDUL KALAM PARK ROAD,BANASHANKARI 5TH STAGE,NEAR ISRO LAYOUR,BENGALURU
Phone +919025222686
📍 View Branch on Google Maps

Related Branches

AUBL0002684

YELAHANKA

AUBL0002685

MALLESWARAM

AUBL0002686

SANJAY NAGAR BENGALURU

AUBL0002691

JAYANAGAR

AUBL0002695

KORAMANGALA

Understanding IFSC Code: The Digital DNA of City Union Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the BENGALURU ISRO LAYOUT branch of City Union Bank, the code CIUB0000640 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the CIUB0000640 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"CIUB" represents City Union Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for BENGALURU ISRO LAYOUT

Payment Systems Supported by CIUB0000640

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The City Union Bank in BENGALURU typically follows the RBI holiday calendar. Digital transfers via CIUB0000640 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While CIUB0000640 is the valid code for BENGALURU ISRO LAYOUT at BENGALURU, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • City Union Bank Branch List
  • • BENGALURU IFSC Codes
  • • Swift Code for City Union Bank
  • • Bank Holiday in KARNATAKA

Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
  • • FD Interest Rates 2026
  • • Currency Converter

Branch Context

  • • BENGALURU ISRO LAYOUT Contact
  • • Address of City Union Bank
  • • MICR Code Finder
  • • KARNATAKA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

INDEXING TAGS: City Union Bank CIUB0000640 code, find BENGALURU ISRO LAYOUT branch details, City Union Bank BENGALURU contact number, KARNATAKA bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for City Union Bank BENGALURU, online neft rtgs imps guide india, how to find ifsc code of City Union Bank.