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Ci

City Union Bank

THRISSUR-EAST FORT BRANCH

+918590717765

IFSC CODE
CIUB0000553
MICR Code 641054109
Branch Code 000553
City / District THRISSUR EAST FORT
State KERALA
Office Address 8-230-4,GROUND FLOOR,EAST AVENUE,IKKANDA WARRIER ROAD,EAST FORT,THRISSUR.
Phone +918590717765
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Understanding IFSC Code: The Digital DNA of City Union Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the THRISSUR-EAST FORT branch of City Union Bank, the code CIUB0000553 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the CIUB0000553 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"CIUB" represents City Union Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for THRISSUR-EAST FORT

Payment Systems Supported by CIUB0000553

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—641054109—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The City Union Bank in THRISSUR EAST FORT typically follows the RBI holiday calendar. Digital transfers via CIUB0000553 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While CIUB0000553 is the valid code for THRISSUR-EAST FORT at THRISSUR EAST FORT, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • THRISSUR-EAST FORT Contact
  • • Address of City Union Bank
  • • MICR Code Finder
  • • KERALA Banking Circle

Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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