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City Union Bank

MADURAI KOODAL NAGAR BRANCH

+917695816261

IFSC CODE
CIUB0000548
MICR Code 625054024
Branch Code 000548
City / District KOODAL NAGAR
State TAMIL NADU
Office Address NO 1-1-3D, PALAMEDU MAIN ROAD, CHOKKALINGA NAGAR, KOODAL NAGAR, MADURAI - 625018
Phone +917695816261
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Understanding IFSC Code: The Digital DNA of City Union Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the MADURAI KOODAL NAGAR branch of City Union Bank, the code CIUB0000548 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the CIUB0000548 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"CIUB" represents City Union Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for MADURAI KOODAL NAGAR

Payment Systems Supported by CIUB0000548

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—625054024—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The City Union Bank in KOODAL NAGAR typically follows the RBI holiday calendar. Digital transfers via CIUB0000548 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While CIUB0000548 is the valid code for MADURAI KOODAL NAGAR at KOODAL NAGAR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • City Union Bank Branch List
  • • KOODAL NAGAR IFSC Codes
  • • Swift Code for City Union Bank
  • • Bank Holiday in TAMIL NADU

Financial Tools

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  • • Personal Loan EMI Calc
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Branch Context

  • • MADURAI KOODAL NAGAR Contact
  • • Address of City Union Bank
  • • MICR Code Finder
  • • TAMIL NADU Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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