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City Union Bank

KONDAPUR BRANCH

+919393345653

IFSC CODE
CIUB0000485
MICR Code 600054095
Branch Code 000485
City / District KONDAPUR
State TELANGANA
Office Address 1-112-1-20C, PLOT NO.26-C,GROUND FLOOR,KONDAPUR, RENGAREDDY
Phone +919393345653
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of City Union Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the KONDAPUR branch of City Union Bank, the code CIUB0000485 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the CIUB0000485 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"CIUB" represents City Union Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for KONDAPUR

Payment Systems Supported by CIUB0000485

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—600054095—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The City Union Bank in KONDAPUR typically follows the RBI holiday calendar. Digital transfers via CIUB0000485 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While CIUB0000485 is the valid code for KONDAPUR at KONDAPUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • KONDAPUR Contact
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Platform Links

  • • Anand Design DevBox
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