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City Union Bank

GUDUVANCHERY BRANCH

+919344085033

IFSC CODE
CIUB0000336
MICR Code 600054055
Branch Code 000336
City / District GUDUVANCHERY
State TAMIL NADU
Office Address 5,SRINIVASAPURAM,NANDHIVARAM,GUDUVANCHERY 603202 KANCHEEPURAM
Phone +919344085033
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Understanding IFSC Code: The Digital DNA of City Union Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the GUDUVANCHERY branch of City Union Bank, the code CIUB0000336 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the CIUB0000336 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"CIUB" represents City Union Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for GUDUVANCHERY

Payment Systems Supported by CIUB0000336

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—600054055—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The City Union Bank in GUDUVANCHERY typically follows the RBI holiday calendar. Digital transfers via CIUB0000336 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While CIUB0000336 is the valid code for GUDUVANCHERY at GUDUVANCHERY, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • GUDUVANCHERY Contact
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  • • MICR Code Finder
  • • TAMIL NADU Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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