City Union Bank
KUMBAKONAM DHARASURAM BRANCH
+914352416161
Related Branches
Understanding IFSC Code: The Digital DNA of City Union Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the KUMBAKONAM DHARASURAM
branch of City Union Bank, the code CIUB0000280 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the CIUB0000280 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"CIUB" represents City Union Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for KUMBAKONAM DHARASURAM
Payment Systems Supported by CIUB0000280
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—641054014—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The City Union Bank in DHARASURAM typically follows the RBI holiday calendar. Digital transfers via CIUB0000280 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While CIUB0000280 is the valid code for KUMBAKONAM DHARASURAM at DHARASURAM, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • City Union Bank Branch List
- • DHARASURAM IFSC Codes
- • Swift Code for City Union Bank
- • Bank Holiday in TAMIL NADU
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • KUMBAKONAM DHARASURAM Contact
- • Address of City Union Bank
- • MICR Code Finder
- • TAMIL NADU Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: City Union Bank CIUB0000280 code, find KUMBAKONAM DHARASURAM branch details, City Union Bank DHARASURAM contact number, TAMIL NADU bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for City Union Bank DHARASURAM, online neft rtgs imps guide india, how to find ifsc code of City Union Bank.