CITI Bank
AHMEDABAD BRANCH
+917926568497
Understanding IFSC Code: The Digital DNA of CITI Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the AHMEDABAD
branch of CITI Bank, the code CITI0000007 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the CITI0000007 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"CITI" represents CITI Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for AHMEDABAD
Payment Systems Supported by CITI0000007
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—380037002—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The CITI Bank in AHMEDABAD typically follows the RBI holiday calendar. Digital transfers via CITI0000007 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While CITI0000007 is the valid code for AHMEDABAD at AHMEDABAD, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • CITI Bank Branch List
- • AHMEDABAD IFSC Codes
- • Swift Code for CITI Bank
- • Bank Holiday in GUJARAT
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • AHMEDABAD Contact
- • Address of CITI Bank
- • MICR Code Finder
- • GUJARAT Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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