Citizen Credit Co-operative Bank
MIRA ROAD BRANCH BRANCH
28118323
Understanding IFSC Code: The Digital DNA of Citizen Credit Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the MIRA ROAD BRANCH
branch of Citizen Credit Co-operative Bank, the code CCBL0209022 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the CCBL0209022 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"CCBL" represents Citizen Credit Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for MIRA ROAD BRANCH
Payment Systems Supported by CCBL0209022
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—400209022—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Citizen Credit Co-operative Bank in MUMBAI typically follows the RBI holiday calendar. Digital transfers via CCBL0209022 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While CCBL0209022 is the valid code for MIRA ROAD BRANCH at MUMBAI, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Citizen Credit Co-operative Bank Branch List
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- • Swift Code for Citizen Credit Co-operative Bank
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Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • MIRA ROAD BRANCH Contact
- • Address of Citizen Credit Co-operative Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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