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Jila Sahakari Kendriya Bank Mydtt Dewas

Jila Sahakari Kendriya Bank Mydtt Dewas IMPS BRANCH

+912222612008

IFSC CODE
CBIN0MPDCAJ
MICR Code
Branch Code MPDCAJ
City / District DEWAS
State MAHARASHTRA
Office Address 13 HATE SINGH GOYAL MARG DEWAS
Phone +912222612008
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Jila Sahakari Kendriya Bank Mydtt Dewas

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the Jila Sahakari Kendriya Bank Mydtt Dewas IMPS branch of Jila Sahakari Kendriya Bank Mydtt Dewas, the code CBIN0MPDCAJ ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the CBIN0MPDCAJ Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"CBIN" represents Jila Sahakari Kendriya Bank Mydtt Dewas

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for Jila Sahakari Kendriya Bank Mydtt Dewas IMPS

Payment Systems Supported by CBIN0MPDCAJ

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Jila Sahakari Kendriya Bank Mydtt Dewas in DEWAS typically follows the RBI holiday calendar. Digital transfers via CBIN0MPDCAJ for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While CBIN0MPDCAJ is the valid code for Jila Sahakari Kendriya Bank Mydtt Dewas IMPS at DEWAS, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • Jila Sahakari Kendriya Bank Mydtt Dewas IMPS Contact
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  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

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