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Central Bank of India

BARARANGRASH BRANCH

+912222612008

IFSC CODE
CBIN0284923
MICR Code 736016267
Branch Code 284923
City / District BAIRAGIRHAT
State WEST BENGAL
Office Address COOCHBEHAR II PANCHAYET SAMITY PO BARARANGRASH CITY BARARANGRASH WEST BENGAL 736121
Phone +912222612008
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Understanding IFSC Code: The Digital DNA of Central Bank of India

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the BARARANGRASH branch of Central Bank of India, the code CBIN0284923 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the CBIN0284923 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"CBIN" represents Central Bank of India

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for BARARANGRASH

Payment Systems Supported by CBIN0284923

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—736016267—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Central Bank of India in BAIRAGIRHAT typically follows the RBI holiday calendar. Digital transfers via CBIN0284923 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While CBIN0284923 is the valid code for BARARANGRASH at BAIRAGIRHAT, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Branch Context

  • • BARARANGRASH Contact
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Platform Links

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