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Central Bank of India

KEYLONG BRANCH

+912222612008

IFSC CODE
CBIN0284273
MICR Code 175016724
Branch Code 284273
City / District KEYLONG
State HIMACHAL PRADESH
Office Address NEAR KANGRA CENTRAL CO OP BANK LTD.,PIN 175132
Phone +912222612008
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Central Bank of India

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the KEYLONG branch of Central Bank of India, the code CBIN0284273 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the CBIN0284273 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"CBIN" represents Central Bank of India

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for KEYLONG

Payment Systems Supported by CBIN0284273

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—175016724—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Central Bank of India in KEYLONG typically follows the RBI holiday calendar. Digital transfers via CBIN0284273 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While CBIN0284273 is the valid code for KEYLONG at KEYLONG, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • Central Bank of India Branch List
  • • KEYLONG IFSC Codes
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Financial Tools

  • • GST Calculator Online
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Branch Context

  • • KEYLONG Contact
  • • Address of Central Bank of India
  • • MICR Code Finder
  • • HIMACHAL PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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