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Central Bank of India

DEOMAI BRANCH

+912222612008

IFSC CODE
CBIN0284263
MICR Code 208016502
Branch Code 284263
City / District PURWA
State UTTAR PRADESH
Office Address CBI,DEOMAI MORH LINK ROAD ,AT. & POST SAGAULI,TEHSIL PURWAN,UNNAO,DIST UNNAO,UTTAR PRADESH 209821 STD CODE 05142 MANOJ KUMAR SINGH CONTACT NO. 918795819503
Phone +912222612008
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Central Bank of India

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the DEOMAI branch of Central Bank of India, the code CBIN0284263 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the CBIN0284263 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"CBIN" represents Central Bank of India

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for DEOMAI

Payment Systems Supported by CBIN0284263

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—208016502—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Central Bank of India in PURWA typically follows the RBI holiday calendar. Digital transfers via CBIN0284263 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While CBIN0284263 is the valid code for DEOMAI at PURWA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Branch Context

  • • DEOMAI Contact
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Platform Links

  • • Anand Design DevBox
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