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Central Bank of India

JAMKHANDI BRANCH

+912222612008

IFSC CODE
CBIN0283739
MICR Code 587016302
Branch Code 283739
City / District JAMKHANDI
State KARNATAKA
Office Address CT.S.NO 5222/31,AG.DESAI CIRCLE,MAIGUR ROAD,NEAR KSRTC BUS STAND ,DIST BAGALKOT,KARNATAKA 587301
Phone +912222612008
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Central Bank of India

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the JAMKHANDI branch of Central Bank of India, the code CBIN0283739 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the CBIN0283739 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"CBIN" represents Central Bank of India

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for JAMKHANDI

Payment Systems Supported by CBIN0283739

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—587016302—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Central Bank of India in JAMKHANDI typically follows the RBI holiday calendar. Digital transfers via CBIN0283739 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While CBIN0283739 is the valid code for JAMKHANDI at JAMKHANDI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

  • • JAMKHANDI Contact
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Platform Links

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