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Central Bank of India

KACHUJORE BRANCH

+912222612008

IFSC CODE
CBIN0283107
MICR Code 731016286
Branch Code 283107
City / District KACHUJOR
State WEST BENGAL
Office Address VILLAGE KACHUJORE,P.O. MOHUBONA,DIST BIRBHUM,WEST BENGAL 731102.
Phone +912222612008
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Understanding IFSC Code: The Digital DNA of Central Bank of India

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the KACHUJORE branch of Central Bank of India, the code CBIN0283107 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the CBIN0283107 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"CBIN" represents Central Bank of India

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for KACHUJORE

Payment Systems Supported by CBIN0283107

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—731016286—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Central Bank of India in KACHUJOR typically follows the RBI holiday calendar. Digital transfers via CBIN0283107 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While CBIN0283107 is the valid code for KACHUJORE at KACHUJOR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Branch Context

  • • KACHUJORE Contact
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  • • WEST BENGAL Banking Circle

Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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