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Central Bank of India

MANZOL BRANCH

+912222612008

IFSC CODE
CBIN0282682
MICR Code 247016351
Branch Code 282682
City / District MANZOL
State UTTAR PRADESH
Office Address VILL. & P.O. MANZOL,TEHSIL DEOBAND,DIST SAHARANPUR,UTTAR PRADESH 247665
Phone +912222612008
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Understanding IFSC Code: The Digital DNA of Central Bank of India

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the MANZOL branch of Central Bank of India, the code CBIN0282682 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the CBIN0282682 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"CBIN" represents Central Bank of India

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for MANZOL

Payment Systems Supported by CBIN0282682

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—247016351—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Central Bank of India in MANZOL typically follows the RBI holiday calendar. Digital transfers via CBIN0282682 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While CBIN0282682 is the valid code for MANZOL at MANZOL, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Branch Context

  • • MANZOL Contact
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Platform Links

  • • Anand Design DevBox
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