Central Bank of India
KANKHAL GURUKUL KANGRI UNIVERSITY BRANCH
+912222612008
Related Branches
Understanding IFSC Code: The Digital DNA of Central Bank of India
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the KANKHAL GURUKUL KANGRI UNIVERSITY
branch of Central Bank of India, the code CBIN0280276 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the CBIN0280276 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"CBIN" represents Central Bank of India
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for KANKHAL GURUKUL KANGRI UNIVERSITY
Payment Systems Supported by CBIN0280276
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—249016004—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Central Bank of India in KANKHAL ,GURUKUL KANGRIO typically follows the RBI holiday calendar. Digital transfers via CBIN0280276 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While CBIN0280276 is the valid code for KANKHAL GURUKUL KANGRI UNIVERSITY at KANKHAL ,GURUKUL KANGRIO, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
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Financial Tools
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Branch Context
- • KANKHAL GURUKUL KANGRI UNIVERSITY Contact
- • Address of Central Bank of India
- • MICR Code Finder
- • UTTARAKHAND Banking Circle
Platform Links
- • Anand Design DevBox
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- • IFSC Finder v2.0
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