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THE BURDWAN CENTRAL CO OPERATIVE BANK LTD

BHATAR BRANCH

+919046012116

IFSC CODE
BUCB0000116
MICR Code 713804601
Branch Code 000116
City / District BHATAR
State WEST BENGAL
Office Address P O - BHATAR DIST - PURBA BARDHAMAN PIN CODE - 713125
Phone +919046012116
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of THE BURDWAN CENTRAL CO OPERATIVE BANK LTD

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the BHATAR branch of THE BURDWAN CENTRAL CO OPERATIVE BANK LTD, the code BUCB0000116 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the BUCB0000116 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"BUCB" represents THE BURDWAN CENTRAL CO OPERATIVE BANK LTD

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for BHATAR

Payment Systems Supported by BUCB0000116

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—713804601—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The THE BURDWAN CENTRAL CO OPERATIVE BANK LTD in BHATAR typically follows the RBI holiday calendar. Digital transfers via BUCB0000116 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While BUCB0000116 is the valid code for BHATAR at BHATAR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • BHATAR Contact
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  • • MICR Code Finder
  • • WEST BENGAL Banking Circle

Platform Links

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