THE BURDWAN CENTRAL CO OPERATIVE BANK LTD
CITY CENTRE BRANCH
+919046012107
Understanding IFSC Code: The Digital DNA of THE BURDWAN CENTRAL CO OPERATIVE BANK LTD
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the CITY CENTRE
branch of THE BURDWAN CENTRAL CO OPERATIVE BANK LTD, the code BUCB0000107 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the BUCB0000107 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"BUCB" represents THE BURDWAN CENTRAL CO OPERATIVE BANK LTD
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for CITY CENTRE
Payment Systems Supported by BUCB0000107
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—713804206—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The THE BURDWAN CENTRAL CO OPERATIVE BANK LTD in DURGAPUR typically follows the RBI holiday calendar. Digital transfers via BUCB0000107 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While BUCB0000107 is the valid code for CITY CENTRE at DURGAPUR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • CITY CENTRE Contact
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Platform Links
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