Bhagini Nivedita Sahakari Bank Pune
NARAYAN PETH BRANCH
+912024458632
Understanding IFSC Code: The Digital DNA of Bhagini Nivedita Sahakari Bank Pune
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the NARAYAN PETH
branch of Bhagini Nivedita Sahakari Bank Pune, the code BNSB0000002 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the BNSB0000002 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"BNSB" represents Bhagini Nivedita Sahakari Bank Pune
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for NARAYAN PETH
Payment Systems Supported by BNSB0000002
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—411272002—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Bhagini Nivedita Sahakari Bank Pune in PUNE typically follows the RBI holiday calendar. Digital transfers via BNSB0000002 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While BNSB0000002 is the valid code for NARAYAN PETH at PUNE, ensure the beneficiary name matches perfectly in your mobile banking app.
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Branch Context
- • NARAYAN PETH Contact
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Platform Links
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