Bank of India
SIRCILLA BRANCH BRANCH
+919392962722
Understanding IFSC Code: The Digital DNA of Bank of India
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the SIRCILLA BRANCH
branch of Bank of India, the code BKID0005746 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the BKID0005746 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"BKID" represents Bank of India
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for SIRCILLA BRANCH
Payment Systems Supported by BKID0005746
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—505013004—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Bank of India in SIRCILLA typically follows the RBI holiday calendar. Digital transfers via BKID0005746 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While BKID0005746 is the valid code for SIRCILLA BRANCH at SIRCILLA, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Bank of India Branch List
- • SIRCILLA IFSC Codes
- • Swift Code for Bank of India
- • Bank Holiday in TELANGANA
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • SIRCILLA BRANCH Contact
- • Address of Bank of India
- • MICR Code Finder
- • TELANGANA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: Bank of India BKID0005746 code, find SIRCILLA BRANCH branch details, Bank of India SIRCILLA contact number, TELANGANA bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Bank of India SIRCILLA, online neft rtgs imps guide india, how to find ifsc code of Bank of India.