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Bank of India

ISKON MANDIR ROAD BRANCH

+9135392005

IFSC CODE
BKID0005076
MICR Code 734013008
Branch Code 005076
City / District SILLIGURI
State WEST BENGAL
Office Address ISKON MANDIR ROAD PO HYDERPARA WARD NO 40 DIST JALPAIGURI WEST BENGAL
Phone +9135392005
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Bank of India

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the ISKON MANDIR ROAD branch of Bank of India, the code BKID0005076 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the BKID0005076 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"BKID" represents Bank of India

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for ISKON MANDIR ROAD

Payment Systems Supported by BKID0005076

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—734013008—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Bank of India in SILLIGURI typically follows the RBI holiday calendar. Digital transfers via BKID0005076 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While BKID0005076 is the valid code for ISKON MANDIR ROAD at SILLIGURI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Branch Context

  • • ISKON MANDIR ROAD Contact
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Platform Links

  • • Anand Design DevBox
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