Bank of India
ROSERA BRANCH
+919523599417
Related Branches
Understanding IFSC Code: The Digital DNA of Bank of India
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the ROSERA
branch of Bank of India, the code BKID0004974 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the BKID0004974 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"BKID" represents Bank of India
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for ROSERA
Payment Systems Supported by BKID0004974
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—848013505—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Bank of India in ROSERA DISTT SAMASTIPUR typically follows the RBI holiday calendar. Digital transfers via BKID0004974 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While BKID0004974 is the valid code for ROSERA at ROSERA DISTT SAMASTIPUR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Bank of India Branch List
- • ROSERA DISTT SAMASTIPUR IFSC Codes
- • Swift Code for Bank of India
- • Bank Holiday in BIHAR
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • ROSERA Contact
- • Address of Bank of India
- • MICR Code Finder
- • BIHAR Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: Bank of India BKID0004974 code, find ROSERA branch details, Bank of India ROSERA DISTT SAMASTIPUR contact number, BIHAR bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Bank of India ROSERA DISTT SAMASTIPUR, online neft rtgs imps guide india, how to find ifsc code of Bank of India.