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Bank of India

NAWABHAT BRANCH

+913422656816

IFSC CODE
BKID0004209
MICR Code 713013103
Branch Code 004209
City / District FAGUPUR P S SADAR DISTRICT BURDWAN
State WEST BENGAL
Office Address G T ROAD VILLAGE NAWABHATP O FAGUPURP S SADAR DISTRICT BURDWAN
Phone +913422656816
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Understanding IFSC Code: The Digital DNA of Bank of India

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the NAWABHAT branch of Bank of India, the code BKID0004209 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the BKID0004209 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"BKID" represents Bank of India

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for NAWABHAT

Payment Systems Supported by BKID0004209

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—713013103—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Bank of India in FAGUPUR P S SADAR DISTRICT BURDWAN typically follows the RBI holiday calendar. Digital transfers via BKID0004209 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While BKID0004209 is the valid code for NAWABHAT at FAGUPUR P S SADAR DISTRICT BURDWAN, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

  • • NAWABHAT Contact
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Platform Links

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