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Bank of India

RAJUR GANPATI BRANCH

+919960200963

IFSC CODE
BKID0000675
MICR Code 431013506
Branch Code 000675
City / District JALNA MAHARASHTRA
State MAHARASHTRA
Office Address PLOT NO 795 JALNA JALGAON ROAD SH222 AT POST RAJUR TALUKA BHOKERDAN DIST JALNA
Phone +919960200963
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Understanding IFSC Code: The Digital DNA of Bank of India

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the RAJUR GANPATI branch of Bank of India, the code BKID0000675 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the BKID0000675 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"BKID" represents Bank of India

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for RAJUR GANPATI

Payment Systems Supported by BKID0000675

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—431013506—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Bank of India in JALNA MAHARASHTRA typically follows the RBI holiday calendar. Digital transfers via BKID0000675 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While BKID0000675 is the valid code for RAJUR GANPATI at JALNA MAHARASHTRA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Branch Context

  • • RAJUR GANPATI Contact
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  • • MAHARASHTRA Banking Circle

Platform Links

  • • Anand Design DevBox
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