Bandhan Bank
PHASE BRANCH, S.A.S NAGAR BRANCH
+9117240456456
Understanding IFSC Code: The Digital DNA of Bandhan Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the PHASE BRANCH, S.A.S NAGAR
branch of Bandhan Bank, the code BDBL0002778 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the BDBL0002778 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"BDBL" represents Bandhan Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for PHASE BRANCH, S.A.S NAGAR
Payment Systems Supported by BDBL0002778
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—160750011—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Bandhan Bank in SAHIBZADA AJIT SINGH NAGAR typically follows the RBI holiday calendar. Digital transfers via BDBL0002778 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While BDBL0002778 is the valid code for PHASE BRANCH, S.A.S NAGAR at SAHIBZADA AJIT SINGH NAGAR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Bandhan Bank Branch List
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- • Swift Code for Bandhan Bank
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Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
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Branch Context
- • PHASE BRANCH, S.A.S NAGAR Contact
- • Address of Bandhan Bank
- • MICR Code Finder
- • PUNJAB Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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