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Bandhan Bank

JAGDALPUR BRANCH BRANCH

+919073625781

IFSC CODE
BDBL0002578
MICR Code 494750002
Branch Code 002578
City / District JAGDALPUR
State CHHATTISGARH
Office Address UPPER GROUND FLOOR, PLOT NO-159,WARD NO- 13,SBI CHOWK , NEAR OLD BUS STAND , JAGDALPUR, DIST-BASTAR, STATE - CHHATISHGRAH , PIN -494001
Phone +919073625781
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Bandhan Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the JAGDALPUR BRANCH branch of Bandhan Bank, the code BDBL0002578 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the BDBL0002578 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"BDBL" represents Bandhan Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for JAGDALPUR BRANCH

Payment Systems Supported by BDBL0002578

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—494750002—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Bandhan Bank in JAGDALPUR typically follows the RBI holiday calendar. Digital transfers via BDBL0002578 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While BDBL0002578 is the valid code for JAGDALPUR BRANCH at JAGDALPUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • JAGDALPUR BRANCH Contact
  • • Address of Bandhan Bank
  • • MICR Code Finder
  • • CHHATTISGARH Banking Circle

Platform Links

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  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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