Bandhan Bank
RAJGIR BRANCH BRANCH
+918981123181
Understanding IFSC Code: The Digital DNA of Bandhan Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the RAJGIR BRANCH
branch of Bandhan Bank, the code BDBL0002318 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the BDBL0002318 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"BDBL" represents Bandhan Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for RAJGIR BRANCH
Payment Systems Supported by BDBL0002318
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—803750202—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Bandhan Bank in SAMASTIPUR typically follows the RBI holiday calendar. Digital transfers via BDBL0002318 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While BDBL0002318 is the valid code for RAJGIR BRANCH at SAMASTIPUR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Bandhan Bank Branch List
- • SAMASTIPUR IFSC Codes
- • Swift Code for Bandhan Bank
- • Bank Holiday in BIHAR
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • RAJGIR BRANCH Contact
- • Address of Bandhan Bank
- • MICR Code Finder
- • BIHAR Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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