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Bandhan Bank

LUCKNOW ALAMBAGH BRANCH

+918100221041

IFSC CODE
BDBL0002104
MICR Code 226750006
Branch Code 002104
City / District LUCKNOW ALAMBAGH
State UTTAR PRADESH
Office Address B-12, SEC-B, LDA COLONY, KANPUR ROAD, ALAMBAGH, DIST - LUCKNOW , STATE - UTTAR PRADESH , PIN - 226012
Phone +918100221041
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Understanding IFSC Code: The Digital DNA of Bandhan Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the LUCKNOW ALAMBAGH branch of Bandhan Bank, the code BDBL0002104 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the BDBL0002104 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"BDBL" represents Bandhan Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for LUCKNOW ALAMBAGH

Payment Systems Supported by BDBL0002104

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—226750006—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Bandhan Bank in LUCKNOW ALAMBAGH typically follows the RBI holiday calendar. Digital transfers via BDBL0002104 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While BDBL0002104 is the valid code for LUCKNOW ALAMBAGH at LUCKNOW ALAMBAGH, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

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  • • MICR Code Finder
  • • UTTAR PRADESH Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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