Bandhan Bank
GORAKHPUR ASURAN CHOWK BRANCH
+919674821031
Understanding IFSC Code: The Digital DNA of Bandhan Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the GORAKHPUR ASURAN CHOWK
branch of Bandhan Bank, the code BDBL0002103 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the BDBL0002103 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"BDBL" represents Bandhan Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for GORAKHPUR ASURAN CHOWK
Payment Systems Supported by BDBL0002103
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—273750003—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Bandhan Bank in SHAHPUR typically follows the RBI holiday calendar. Digital transfers via BDBL0002103 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While BDBL0002103 is the valid code for GORAKHPUR ASURAN CHOWK at SHAHPUR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
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Financial Tools
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Branch Context
- • GORAKHPUR ASURAN CHOWK Contact
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- • MICR Code Finder
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Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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