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Bandhan Bank

BORAL GARIA BRANCH

+919330920091

IFSC CODE
BDBL0002009
MICR Code 700750144
Branch Code 002009
City / District BORAL GARIA
State WEST BENGAL
Office Address GROUND FLOOR, JIA BHARALI,424 CORRESPONDING TO 753 UTTAR SREEPAR, BORAL, P.S - SOUTH 24 PARGANA. WEST BENGAL. PIN - 700154
Phone +919330920091
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Understanding IFSC Code: The Digital DNA of Bandhan Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the BORAL GARIA branch of Bandhan Bank, the code BDBL0002009 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the BDBL0002009 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"BDBL" represents Bandhan Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for BORAL GARIA

Payment Systems Supported by BDBL0002009

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—700750144—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Bandhan Bank in BORAL GARIA typically follows the RBI holiday calendar. Digital transfers via BDBL0002009 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While BDBL0002009 is the valid code for BORAL GARIA at BORAL GARIA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Branch Context

  • • BORAL GARIA Contact
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Platform Links

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  • • IFSC Finder v2.0

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